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Representative Example

If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.

The above APR is only available to certain personal loan customers.

APR Rates range from 4.95% min APR to 35.95% max APR

Further information regarding APR Rates and Disclosures please click here.

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Looking for a loan? Get an instant online decision today. works with one of the nation’s largest networks of lenders to help you get the funds you need to assist your circumstances.

Once you submit an application, our smart loan sourcing engine instantly searches 100’s of loan products and puts you directly in touch with a suitable lender. If we are unable to source a loan for you, we may offer an alternative product such as a credit card.
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Warning: Late repayment can cause you serious money problems.

Applicants must be over the age 18 to apply. All applications will be subject to credit searches which could result in the search been recorded on your credit file. The credit search process could potentially have damaging influences on your credit file. All affordability assessments will be carried out in line with the individual lenders lending criteria.

Loans are not a suitable solution for people in financial difficulty and for longer term borrowing. Late repayments or missed payments maybe reported to the credit reference agencies, which may affect your credit rating and could make obtaining a loan in the future more difficult and expensive.

Our application process requires us to send you multiple SMS messages to provide you information regarding your Loan Application. This will also consist of details relating to specific Lenders and the service provided by StateSideLoans / TFLI and will also include periodic SMS messages as new lenders and products are added to our panel.
You can opt out from these messages at any time.