BORROW FROM $100 TO $5,000

StateSideLoans Privacy Policy

  1. ACKNOWLEDGEMENT AND AGREEMENT
  2. CHANGES TO OUR PRIVACY POLICY
  3. ABOUT US
  4. WHAT INFORMATION IS COLLECTED?
  5. SMS POLICY AND TELEPHONE CONSUMER PROTECTION ACT (TCPA)
  6. HOW DO WE USE YOUR INFORMATION?
  7. SHARING INFORMATION WITH TRUSTED AFFILIATES
  8. THIRD PARTY LINKS
  9. COOKIES
  10. FACEBOOK (VISITOR ACTION PIXEL)
  11. GOOGLE ANALYTICS
  12. GOOGLE MARKETING SERVICES
  13. "DO NOT TRACK" SIGNALS—FOR CALIFORNIA RESIDENTSs
  14. CALIFORNIA ONLINE PRIVACY PROTECTION ACT COMPLIANCE
  15. CHILDREN'S ONLINE PRIVACY PROTECTION ACT COMPLIANCE
  16. HOW IS THE INFORMATION I PROVIDE TO YOU PROTECTED?
  17. CONFIDENTIALITY AND SECURITY
  18. OPT-IN / OPT-OUT AND UNSUBSCRIBE
  19. GRAMM LEACH BLILEY ACT COMPLIANCE
  20. CONTACT US

ACKNOWLEDGEMENT AND AGREEMENT

This Privacy Policy is provided to you on behalf of statesideloans.com. Through this website, we offer a infomediary service that will attempt to connect you with independent, third-party lenders and financial service providers who may secure a personal loan for you. statesideloans.com compiles, organizes, and sends contact information to lenders on behalf of individual consumers who have affirmatively requested to be contacted by a representative of a product or service business. statesideloans.com may use third-party affiliates and a variety of advertising mechanisms to market its website and/or services to consumers interested in utilizing our services. The operator of this website is a marketer who is compensated for their services as described in our marketing disclosure and does not endorse or recommend any lender on or through this site. By using statesideloans.com you consent to our company's use of your personally identifiable information for these purposes. The owner and operator of statesideloans.com is not a lender, does not broker loans, and does not make any credit decisions or dictate any loan terms. We offer a service that will attempt to connect you with third-party lenders who may offer you a loan. Submitting a loan request on statesideloans.com does not guarantee that you will be connected with an independent lender or approved for a loan or cash advance. statesideloans.com makes no warranties, guarantees, or representations that you will be able to qualify for or successfully obtain a loan.


WHAT INFORMATION IS COLLECTED?

Our Website collects certain Personally Identifiable Information ("PII") when you submit a loan request or elect to provide PII to us, such as your name, email address, phone number, address, or social security number. PII includes any information that can be used to identify a particular person, including, without limitation first and last name, address, telephone number, zip code, social security number, date of birth, driver’s license, and/or email address. Your PII may also be used to contact you regarding issues concerning your use of the Website. For record keeping purposes, we will store your PII in a secure manner and for a commercially reasonable period of time for record keeping purposes. Our Website may also collect certain non-PII about you when you visit the Website, including, without limitation, the type of browser you are using, the type of operating system you are using, and the domain name of your Internet service provider. We use the non-PII that we collect to improve the design and function of the Website and to enable us to personalize your user experience. We also may use this information in the aggregate to analyze Website usage.


SMS POLICY AND TELEPHONE CONSUMER PROTECTION ACT (TCPA)

You agree that by submitting your information and telephone number on our website, you are providing express written consent and agree to receive telemarketing calls, auto-dialed calls, pre-recorded calls, text messages ("SMS Messages"), from us and our third-party advertisers. Your consent is not required to submit a request or purchase any goods or services. Our website strives to remain in full compliance with the provisions of the Telephone Consumer Protection Act (TCPA) and therefore, we do not call, send SMS messages, or send voicemails to any consumer without the consumer's prior express consent. You understand that standard data and messaging rates apply to all SMS correspondence and that all charges are billed by and payable to your mobile service provider. You further represent that you are the owner/authorized user of the wireless device on which messages will be received. SMS message services are provided on an AS IS basis and we do not guarantee that your use of the SMS Service will be secure or free of error. You may opt out of the SMS Service at any time by replying "STOP" or "OPT-OUT" to the SMS text message you have received or clicking the Opt-Out link on the text message you have received. Notwithstanding that your mobile telephone number may be listed on Federal or State Do-Not-Call registry, we retain the right to contact you via SMS Messages once you have provided express written consent.


HOW DO WE USE YOUR INFORMATION?

statesideloans.com collects information you affirmatively provide to us on our website. By providing us with the required information in our loan request form, you are granting express permission to be contacted by statesideloans.com or our reputable and trusted network of third party lenders who may secure a loan for you. We may share the contact information you submit with our trusted network of independent, third party lenders. statesideloans.com may share the basic information you provide, including your name, phone, and email address, with one of our business partners or affiliates. An "affiliate company" is a company under legal contract with statesideloans.com to fulfill certain services.

Information you provide to statesideloans.com may be used in one of the following ways, though this list is not inclusive:


SHARING INFORMATION WITH TRUSTED AFFILIATES

statesideloans.com will never sell, trade, or otherwise transfer personally identifiable information to outside, unaffiliated parties. We may share the information you affirmatively provide us with trusted third party lenders in our network, business partners, and affiliates for the purposes of operating our website, providing consumers with our infomediary services, or fulfilling your loan requests. statesideloans.com reserves the right to disclose your personally identifiable information as required by law and when our company believes that disclosure is necessary to protect our rights and/or comply with any judicial order or legal process served on our website.


THIRD PARTY LINKS

statesideloans.com may include, at our discretion, links to other websites belonging to independent, third parties or products and/or services of third parties on our website, including the website of the lender you may be connected with. Please understand that statesideloans.com is not responsible for the privacy practices of third party websites. We strongly encourage consumers to read the privacy policies of every website they visit when leaving statesideloans.com, including the privacy practices and terms and conditions of any lender website. This Privacy Policy is applicable solely to statesideloans.com. Third party websites will have different and independent privacy practices and we have no responsibility or liability for the content and activities of these linked sites.


COOKIES

When you use this Website, we may collect certain information by automated or electronic means, using technologies such as cookies, pixel tags and web beacons, browser analysis tools, and web server logs. As you use the Website, your browser communicates with servers operated by us to coordinate and record the interactivity and fill your requests for services and information. The information from cookies and related technology is stored in web server logs and also in web cookies kept on your computer, which are then transmitted back to us by your computer. Cookies allow us to recognize you when you return and track and target your interests in order to provide a customized experience. They also help us provide a customized experience and help us to detect certain kinds of fraud. A "cookie" is a small amount of information that a web server sends to your browser that stores information about your account, your preferences, and your use of the Website. Some cookies are temporary, whereas others may be configured to last longer. We use persistent cookies for a number of purposes, such as retrieving certain information you have previously provided and storing your preferences. Your browser preferences can be modified to accept or reject all cookies, or request a notification when a cookie is set.

Pixel tags and web beacons are tiny graphic images placed on website pages or in e-mails that allow us to determine whether you have performed specific actions. When you access these pages or open e-mail messages, the pixel tags and web beacons generate a notice of that action to us. These tools allow us to measure response to our communications and improve our website. We collect many different types of information from cookies and other technologies. For example, we may collect information regarding your operating system type, browser type, domain, and other system settings, as well as the language your system uses and the country and time zone of your device. We may also collect the Internet Protocol addresses of the device you use to interact with the Website. An Internet Protocol address is a unique identifier that a device uses to identify and communicate with on the Internet. In many cases, the information we collect using cookies and other tools is used in non-identifiable ways, without any reference to PII. For example, we use information we collect about Website users to optimize the Website and understand its traffic and usage patterns.


FACEBOOK (VISITOR ACTION PIXEL)

We use the “visitor action pixels” from Facebook Inc ((1 Hacker Way, Menlo Park, CA 94025, USA, or, if you are based in the EU, Facebook Ireland Ltd., 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland (“Facebook”)) on our website.

This allows user behaviour to be tracked after they have been redirected to the provider’s website by clicking on a Facebook ad. This enables us to measure the effectiveness of Facebook ads for statistical and market research purposes. The data collected in this way is anonymous to us, i.e. we do not see the personal data of individual users. However, this data is stored and processed by Facebook, which is why we are informing you, based on our knowledge of the situation. Facebook may link this information to your Facebook account and also use it for its own promotional purposes, in accordance with Facebook’s Data Usage Policy https://www.facebook.com/about/privacy/. You can allow Facebook and its partners to place ads on and off Facebook. A cookie may also be stored on your computer for these purposes.

The legal basis for the use of this service is Art. 6 paragraph 1 sentence 1 letter f GDPR. You can object to the collection of your data by Facebook pixel, or to the use of your data for the purpose of displaying Facebook ads by contacting the following address: https://www.facebook.com/settings?tab=ads.

Facebook is certified under the Privacy Shield Agreement and thus guarantees compliance with European data protection legislation (https://www.privacyshield.gov/participant?id=a2zt0000000GnywAAC&status=Active).


GOOGLE ANALYTICS

We use the Google Analytics service from Google LLC (1600 Amphitheatre Parkway, Mountain View, CA 94043, USA; “Google”) to analyze our website visitors. Google uses cookies. The information generated by the cookie about the use of the online product or service by users is generally transferred to a Google server in the USA and stored there. Google will use this information on our behalf to evaluate the use of our online products and services by users, to compile reports on the activities within these online products and services and to provide us with further services associated with the use of these online products and services and the use of the internet. Pseudonymous user profiles can be created from the processed data.

We use Google Analytics only with IP anonymization enabled. This means that Google will truncate the IP address of users within Member States of the European Union or in other states that are party to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and truncated there.

The IP address transmitted by the user’s browser is not merged with other Google data. Users can prevent cookies from being stored by adjusting the settings to their browser software accordingly.

The legal basis for the use of this service is Art. 6 paragraph 1 sentence 1 letter f GDPR. Users can prevent the collection of data generated by cookies by downloading and installing the browser plug-in that is available at the following link: http://tools.google.com/dlpage/gaoptout?hl=en.

If you visit our website using a mobile device, you can deactivate Google Analytics by clicking on the following link: Click here.


Facebook is certified under the Privacy Shield Agreement and thus guarantees compliance with European data protection legislation (https://www.privacyshield.gov/participant?id=a2zt000000001L5AAI&status=Active).

GOOGLE MARKETING SERVICES

On our website we use the marketing and remarketing services of Google LLC (1600 Amphitheatre Parkway, Mountain View, CA 94043, USA; “Google”). These services allow us to display advertisements in a more targeted manner in order to present advertisements of interest to users. Through remarketing ads and products are displayed to users relating to an interest established by activity on other websites within the Google Network. For these purposes, a code is used by Google when our website is accessed and what are referred to as (re)marketing tags are incorporated into the website. With their help, an individual cookie, i.e. a small file, is stored on the user’s device (comparable technologies may also be used instead of cookies). Cookies can be set by various domains, including google.com, doubleclick.net, invitemedia.com, admeld.com, googlesyndication.com or googleadservices.com. This file records which apps users have visited, which content they are interested in and which offers have been used. In addition, technical information about the browser and operating system, referring websites, the length of the visit as well as any additional data about the use of the online products and services are stored. The IP address of users is also recorded, although we would like inform you that within the framework of Google Analytics, IP addresses within Member States of the European Union or in other contracting states to the Agreement on the European Economic Area are truncated.

All user data will only be processed as pseudonymous data. Google does not store any names or e-mail addresses. All displayed ads are therefore not displayed specifically for a person, but for the owner of the cookie. This information is collected by Google and transmitted to and stored by servers in the USA.

One of the Google marketing services we use is the online advertising program Google AdWords. In the case of Google AdWords, each AdWords customer receives a different conversion cookie. Cookies can therefore not be tracked through the websites of AdWords customers. The information collected by the cookie is used to generate conversion statistics for AdWords customers who have opted for conversion tracking. AdWords customers see the total number of users who clicked on their ad and were redirected to a page with a conversion tracking tag. However, they will not receive any information that personally identifies users.

We may include third-party advertisements based on the Google Marketing Service called DoubleClick. DoubleClick uses cookies to enable Google and its partner websites to place ads based on users’ visits to this website or other websites on the Internet.

Google services make use of Google’s Tag Manager. For more information about Google’s use of data for marketing purposes, please see the summary page: https://www.google.com/policies/technologies/ads, Google’s privacy policy is available at https://www.google.com/policies/privacy.

The legal basis for the use of this service is Art. 6 paragraph 1 sentence 1 letter f GDPR. If you wish to object to interest-based advertising by Google marketing services, you can do so using the settings and opt-out options provided by Google: http://www.google.com/ads/preferences.

Google is certified under the Privacy Shield Agreement and thus guarantees its compliance with European data protection legislation (https://www.privacyshield.gov/participant?id=a2zt000000001L5AAI&status=Active).


11. What cookies do we use?

A cookie is a very small text file placed on your computer or device. Cookies help us to:

  1. understand browsing habits on the Sites;
  2. understand the number of visitors to the Sites and the pages visited; and
  3. remember you when you return to the Sites so we can provide you with access to previously saved quotes.

Most cookies are deleted as soon as you close your browser or mobile application - these are known as session cookies. Others, known as persistent cookies, are stored on your computer or device either until you delete them or they expire. Every time you visit BestLoans.co.uk, you will be kept signed in for a further 90 days. By using the Services, you consent to us using cookies.

You can choose to block or delete cookies through your browser settings. If you decide to block or delete our cookies, you will not be able to benefit from the full range of our Services and this may affect the performance of our Sites on your system. For more information on the cookies we use, please see our Cookie Policy.


12. How secure is our site and what steps do we take to keep you safe?

Our Sites are "Let's Encrypt Secure Websites" and keeping information about you secure is very important to us. However, no data transmission over the internet can be guaranteed to be totally secure. Sensitive information, for example, your card details, is encrypted to minimise the risk of interception during transit.

We do our best to keep the information you disclose to us secure. However, we can't guarantee or warrant the security of any information which you send to us, and you do so at your own risk. By using our Sites you accept the inherent risks of providing information online and will not hold us responsible for any breach of security.


"DO NOT TRACK" SIGNALS—FOR CALIFORNIA RESIDENTS

California Assembly Bill 370, which amended the California Online Privacy Protection Act in 2013, requires operators of commercial websites like Statesideloans.com to disclose the following: How websites respond to "Do Not Track" signals; and Whether third parties collect personally identifiable information (PII) about users when they visit websites.

StateSideLoans does not engage in collection of personally identifiable information about consumer's online activities across third-party websites or over time. Statesideloans.com does not honor "do not track" signals. Consumers who use "do not track" signals will still have access to our website. Statesideloans.com never allows third parties to collect personally identifiable information about an individual consumer's online activities over time and across different sites when a consumer uses our website..

If you would like to opt out of future contact from StateSideLoans please enter your details via www.removeme.co.uk or email compliance@tfli.co.uk where your details will be removed from any future marketing campaign.

In order to ensure the Services we provide you continue to meet your needs we may ask you for feedback on your experience of using the Sites. Any feedback you provide will only be used as part of our programme of continuous improvement and will not be published on the Sites.

Note that it is your responsibility to check and ensure that all information, content, material or data you provide on the Sites is correct, complete, accurate and not misleading and that you disclose all relevant facts.

This Privacy Policy shall be governed and construed in all respects in accordance with the laws of England and Wales.

We reserve the right to amend or modify this Privacy Policy at any time and any changes will be published on the Sites.


CALIFORNIA ONLINE PRIVACY PROTECTION ACT COMPLIANCE

Our website has taken the necessary and substantial steps to remain in full compliance with the California Online Privacy Protection Act. Our company does not distribute your personally identifiable information to outside, unaffiliated parties without your express, informed consent. California Civil Code Section 1798.83, also known as S.B. 27, allows California residents to request certain information regarding our disclosures in the prior calendar year, if any, of personally identifiable information to third parties for their own direct marketing purposes. To make such a request, please contact us.


CHILDREN'S ONLINE PRIVACY PROTECTION ACT COMPLIANCE

StateSideLoans is not intended for use by individuals under the age of 18. We are in compliance with the requirements of the Children's Online Privacy Protection Act (COPPA) and we do not knowingly collect any information from anyone under 13 years of age. Our website, products and services are directed to people who are at least 18 years of age and older. When notified of a user who is not over the age of 18, our company will take immediate remedial measures to remove that individual from our user database.


HOW IS THE INFORMATION I PROVIDE TO YOU PROTECTED?

StateSideLoans is serious about protecting consumer information and we have implemented a variety of security technologies and procedures to protect your personal information from unauthorized access, use, or disclosure. These include the use of firewalls and 256-bit Secure Sockets Layer (SSL) protection. In the event of a security breach, StateSideLoans will promptly notify any effected consumers in a timely manner while taking all immediate and reasonable actions to remedy the breach. Despite our diligent protective measures and security technologies, the internet is never "security-proof "and therefore, we disclaim any liability for any injury due to a security breach that compromises your personal information.

CONFIDENTIALITY AND SECURITY

StateSideLoans restricts access to nonpublic, personal information about you to those employees who must know that information to provide products and/or services to consumers. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information against unauthorized access or use. Preserving the accuracy of your information is a shared responsibility and we ask consumers to provide our company with any update to your records when you notify us of a change. Please contact us when information concerning you changes.

OPT-IN / OPT-OUT AND UNSUBSCRIBE

StateSideLoans, our affiliates, and our network of trusted lenders may contact you to promote and offer products and services that may be of interest to you. Consumers who requested to be contacted through our website's online forms or through any Opt-in process of our business partners and/or affiliates may be contacted via e-mail or telephone. If you do not wish to receive these emails, telephone solicitations, or other forms of contact from our company or affiliates partners, you may unsubscribe or opt-out at any time by visiting www.removeme.co.uk or email compliance@tfli.co.uk where your details will be removed from any future marketing campaign.

GRAMM LEACH BLILEY ACT COMPLIANCE

This Privacy Policy shall serve as your initial customer relationship and annual "privacy notice" as defined under the Gramm-Leach-Bliley Act, 15 U.S.C. 6802 (the "GLB Act"). If you would like to opt-out from the disclosure of your personally identifiable information to any third-party for advertising or marketing purposes, please unsubscribe by following the steps provided above in our "Opt-in/Opt-Out and Unsubscribe" section above.

CONTACT US

If you have any questions regarding this Privacy Policy, please visit our Contact Page.

Last updated June 2018
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Our application process requires us to send you multiple SMS messages to provide you information regarding your Loan Application. This will also consist of details relating to specific Lenders and the service provided by StateSideLoans / TFLI and will also include periodic SMS messages as new lenders and products are added to our panel.
You can opt out from these messages at any time.